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| Conforming Loans |
| Jumbo Loans |
| USDA Rural Housing |
| FHA |
| VA |
| Many other products to choose from |
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Conforming Loans
Conforming loan products are offered at a maximum loan size of $484,350. These loans are offered at a maximum loan to value of 97%. Loans are offered in the form of a fixed or adjustable rate with 30, 25, 20, 15, and 10 year amortizations. There is also available an interest only option. First mortgage loans with a less than 20% down payment will require mortgage insurance (several mortgage insurance options available).
Competitive Rates and Fees!
Term: 30 years
Maximum Amount: $484,350
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Jumbo Loans
Jumbo loan products are offered at a minimum loan size of $484,351. These loans are offered at a maximum loan to value of 80%. Loans are offered in the form of a fixed or adjustable rate with 30, 25, 20, 15, and 10 year amortizations. There is also available an interest only option.
Competitive Rates and Fees!
Term: 30 years
Maximum Amount: $2,500,000
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USDA Rural Housing
- 101% Financing based on appraised value, if appraised value exceeds sales price, borrower can finance closing costs!
- .35% Annual Mortgage Insurance
- No asset requirements
- Max 6% seller contributions and 100% gifting is allowed
- Competitive Rates and Fees!
Term: 30 years
Maximum Amount: $484,350
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FHA
The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved
lenders throughout the U.S. We offer both fixed and adjustable rate mortgages that accommodate a low down payment from the borrower.
Maximum Amount: $314,827
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VA
The Veteran's Administration loan program enables veterans and active duty personnel to puchase or refinance (including cash-out refinance) a home with favorable loan terms. VA offers fixed and adjustable rate mortgages that can accommodate no down payment on many purchase transactions.
Competitive Rates and Fees!
Term: 30 years
Maximum Amount: $484,350
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Many other products to choose from
We offer many other specialty products for those who are in unique situations. Call us today for a detailed analysis on your financing needs. We offer VERY competitive rates and fees!
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