Conforming loan products are offered at a maximum loan size of $417,000.  These loans are offered at a maximum loan to value of 97%.  Loans are offered in the form of a fixed or adjustable rate with 30, 25, 20, 15, and 10 year amortizations.  There is also available an interest only option.  First mortgage loans with a less than 20% down payment will require mortgage insurance (several mortgage insurance options available). 

Competitive Rates and Fees!

Jumbo loan products are offered at a minimum loan size of $417,001.  These loans are offered at a maximum loan to value of 80%.  Loans are offered in the form of a fixed or adjustable rate with 30, 25, 20, 15, and 10 year amortizations.  There is also available an interest only option. 

Competitive Rates and Fees!

• 102% Financing based on appraised value, if appraised value exceeds sales price, borrower can finance closing costs!
• .40% Annual Mortgage Insurance
• No asset requirements
• Unlimited seller concessions and 100% gifting is allowed
• Competitive Rates and Fees!

The Veteran's Administration loan program enables veterans and active duty personnel to puchase or refinance (including cash-out refinance) a home with favorable loan terms.  VA offers fixed and adjustable rate mortgages that can accommodate no down payment on many purchase transactions.

Competitive Rates and Fees!

We offer many other specialty products for those who are in unique situations.  Call us today for a detailed analysis on your financing needs.   We offer VERY competitive rates and fees!